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  • Pay Stubs

  • W2s (2 year income verification)

  • 2 Months Of Bank Statements

  • Tax Returns From The Last 2 Years

  • Asset Account Statements

  • Divorce Decree (if applicable)

  • Current Home Loan Documents (is applicable)

  • A Credit Report

  • Getting Pre-Approved

  • Home Search

  • Submit Offers

  • Schedule Inspections

  • Secure Financing

  • Purchase Home Insurance

  • Final Walk-Through

  • Close

  • Move In

  • Don't Finance Any Big Items

  • Don't Max Out Credit Cards

  • Don't Assume You Need 20% down

  • Don't Quit Your Job |Change Careers

  • Talk To Several Lenders

  • Make Big Financial Changes Prior To Closing

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Cindy Martin DRE# 02226051